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8th Pay Commission: Central government employees seek 5 MACP upgrades and promotional pay scales

New Delhi, Sept. 12 -- The 8th Pay Commission has recently concluded its Puducherry visit on 9 September, and is now gearing up for its upcoming visit to Chandigarh on 16, 17 and 18th September, 2026.... Read More


Should you prepay your loan early? Expert weighs in on interest savings, EMIs and future borrowing

New Delhi, Sept. 12 -- Prepaying a loan can reduce outstanding debt and save interest. But does closing a loan early make someone a better borrower, and is prepayment always the best way to manage deb... Read More


Credit score 780, but home loan application rejected? Expert explains what lenders look for

New Delhi, Sept. 12 -- Your credit score is like your financial report card. It is a three-digit number provided by leading credit bureaus across the nation, such as CRIF High, Experian, Equifax and T... Read More


Credit card limit Rs.3 lakh, usage Rs.50,000: How unused credit can help your credit score and finances

New Delhi, Sept. 12 -- A credit card with a Rs.3 lakh limit does not mean that the cardholder should recklessly spend Rs.3 lakh. Such a limit requires responsible management. If monthly usage is limit... Read More


Can being a loan guarantor affect your chances of getting a loan? Expert explains

New Delhi, Sept. 12 -- Becoming a loan guarantor for a friend, relative, or someone you know can seem like a generous act of support and affection. Still, in legal terms, it can have its own set of co... Read More


Rs.1 lakh investment: NSC vs KVP - Which Post Office scheme offers a higher maturity value? Check out the calculations

New Delhi, Sept. 12 -- Are you an investor looking for safe, government-backed investment options? Then you can look towards prominent post office schemes. This is because investors seeking to put the... Read More


Rs.1.09 crore sent from Kuwait to India: ITAT Ahmedabad grants partial relief in income tax notice case

New Delhi, Sept. 12 -- An Indian working in Kuwait's oilfields faced intense income tax scrutiny over a tax dispute after sending money to his family in the home country. For now, the Income Tax Appel... Read More


Wrong ITR form led to Rs.26.69 lakh tax demand: How ITAT Chandigarh saved a small trader

New Delhi, Sept. 12 -- A lapse of concentration by a small trader while filing his income tax returns resulted in a Rs.26.69 lakh tax demand. This occurred after the tax department treated the 'commis... Read More


Section 87A rebate on STCG: ITAT ruling offers relief to taxpayers under new tax regime for AY 2025-26

New Delhi, Sept. 11 -- In a recent ruling, the Delhi Income Tax Appellate Tribunal (ITAT) ruled in favour of a taxpayer who was initially denied a Section 87A rebate on short-term capital gains (STCG)... Read More


Gold, silver prices today, 11 September: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

New Delhi, Sept. 11 -- The price of the yellow metal in India's retail market dropped on Friday, 11 September, amid ongoing uncertainty over the US-Iran conflict, with Trump saying that he has no regr... Read More